Global Money App
It's time for a new way of doing banking

Digital Banking

Tired of hidden bank fees? We know the feeling. Your bank might be branding them self as "Commission-Free" and using "Real exchange rate", but that's nowhere near the truth. Things like hidden Credit Card and Currency Conversion fees is unfortunately very common today.

European accounts

  • Application fee: None
  • Delivery fee: From £5
  • Monthly fee: None
Sign up
  • Application fee: None
  • Delivery fee: None
  • Monthly fee: None
Sign up
  • Application fee: None
  • Delivery fee: None
  • Monthly fee: Min. usage
Sign up

US Accounts

  • Application fee: None
  • Delivery fee: None
  • Monthly fee: None
Sign up
  • Application fee: None
  • Delivery fee: None
  • Monthly fee: None
Sign up
  • Application fee: None
  • Delivery fee: None
  • Monthly fee: None
Sign up

You must be at least 18 years of age, a US resident and have a valid Social Security Number for any of these US accounts.


Spend Without Fees

Unlike your traditional bank, these companies don't want to rip you off. When traveling abroad you can use these cards and get a much better exchange rate. It's even better with real-time push notifications, better security and an app.

How to top up the card?

The most common option is to top up your new travel card by your private bank debit card for free. Most of the global money apps companies do also offer alternatives such as bank transfer or by credit card (1-2% transaction fee).

Supported Countries

Our focus is the European market, but also global alternatives in US and Asia. Each digital bank have their own list of supported countries (e.g. EEA). You can find the list of countries under each global money app provider review.

Mastercard Rates

Most of the listed travel cards are either using Visa's or Mastercard Exchange Rates as the only foreign exchange rate. That's great news compared to the traditional banks which often add another 2-3% on top of Mastercards rates.

Travel Apps

A travel card can cut your expenses on fees and foreign transaction rates. Our list of the best travel apps can optimize your time. Use these apps to find a place to stay in a new city or to help with converting the market exchange rate.

Visa Interchange

Mastercard or Visa credit card? Use our daily updated rates to find the cheapest alternative. Visa exchange rates is the rate you get when shopping in a foreign currency. It's nearly the same as the market rate, but with a tiny fee on top.